Packaging Your Insurance

You can package multiple insurance products with one insurer to cover different events.

There are a number of benefits when doing this including:

  • One application and one underwriter
  • Simple and straight forward
  • Multiple policy discounts
  • One underwriter in event of claim
  • All cover under one roof
  • Multiple lives linkage

The combinations you choose depend on many factors, including your financial position and the risks you believe you face.

Packaging different insurance products

Common combinations include:

Life Insurance + Income Protection

To cover:

  • your family in the event of your death, and
  • you and your family in the event of you stopping work because of sickness or injury.

Life Insurance + Income Protection + Total and Permanent Disablement

To cover:

  • your family in the event of your death
  • you and your family in the event of you stopping work because of sickness or injury, and
  • you and your family in the event of you suffering a total and permanent disability that prevents you from ever working again.

Life Insurance + Income Protection + Trauma

To cover:

  • your family in the event of your death
  • you and your family in the event of you stopping work because of sickness or injury, and
  • you and your family in the event of you experiencing a medical trauma (for example heart attack, stroke and certain cancers).

Life Insurance + Income Protection + Trauma + Total and Permanent Disablement

To comprehensively cover you and your family against some of the most common events that can threaten you and your families financial future.