Retiree

Generally over 65 and ceased employment. Debt free and commonly self funded retirees.

You own your home and want to lead and active lifestyle in retirement. Often grandchildren and assistance being provided to children's families.

What is at risk?

You will pass your wealth onto younger generations.

The most important insight you can deliver to younger generations is to pass on a belief and commitment to insurance.

Insurance typePriority
Life Cover★ ★ ☆ ☆ ☆
Income Protection☆ ☆ ☆ ☆ ☆
Trauma/TPD★ ☆ ☆ ☆ ☆

Insurers we work with:

  • AIA
  • AMP
  • Asteron
  • CommInsure
  • Macquarie
  • MLC
  • OnePath
  • TAL
  • Zurich

How much life insurance do you need? ?

Debt + (Income x 66% x years to 65) + $10,000 for funeral
How much debt do you have?
What is your income?
What is your age?
Life Insurance Requirements:

How much income protection do you need? ?

75% of income in monthly benefit (i.e. divided by 12)
Monthly Income Protection Eligibility:
* 25% cash back payable for the first year only, once policy has been inforce for 13 months