Zurich Life Insurance

Zurich Logo

Zurich Life Insurance products are all offered under their Wealth Protection Plan.

Overview

Zurich refer to Life insurance as Death Cover.

Built-in Benefits

The following benefits are built into Zurich's Life insurance plan:

Death benefit

A lump sum payment on death.

Terminal illness benefit

An advance payment of the Death benefit on terminal illness.

Accidental injury benefit

An advance payment of the Death benefit if the life insured suffers a specified injury.

Advancement for funeral expenses

An advance payment to cover expenses.

Buy back death benefit

Death cover can be reinstated following a Trauma claim.

Future Insurability benefit (business)

Increase cover without underwriting at certain times.

Inflation protection

Cover will increase every year unless declined by you.

Future Insurability benefit (personal)

Increase cover without underwriting at certain times.

Financial planning advice benefit

Reimburses the cost of advice.

Premium freeze

Freeze the amount you pay by reducing your cover.

Interim cover

Puts some cover in place as soon as you apply.

Benefits at additional costs

The following benefits are available at an additional cost:

Premium waiver option

Pays premiums if the life insured is disabled and cannot work.

Accidental death option

Extra cover for death due to accident.

Living activities TPD option

A lump sum payment on the life insured's inability to perform at least two activities of daily living, cognitive impairment or specific loss.

Business future cover option

Increases cover without health evidence each year.

Needlestick cover option

A lump sum payment on occupationally acquired HIV, Hepatitis B or C.

Insured child option

Includes death, terminal illness and trauma benefits for each child you insure.

Accelerated buy back death option

Early reinstatement of Death cover following a Trauma claim.

Contact Zurich Insurance

Call: 131 551
Zurich Website: www.zurich.com.au