AIA Total and Permanent Disablement Insurance

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AIA life insurance products are all offered under their Priority Protection Plan.

Overview

The Total and Permanent Disablement benefit will pay a lump sum if you become totally and permanently disabled. This benefit will also pay a partial payment if you suffer total and permanent loss of use of one limb or sight in one eye.

Built-in benefits

The following benefits are built into your Total and Permanent Disablement benefit and Total and Permanent Disablement Stand Alone benefit.

  • Total and Permanent Disablement (TPD) – Standard Definition
  • Partial and Permanent Disablement benefit
  • Premium Freeze
  • Benefit Indexation
  • Financial Planning Reimbursement benefit
  • Reduction in Sum Insured for total and permanent disablement at age 65 (Occupational categories AAA, AA and A only)
  • Conversion to Loss of Independence

Benefits at an additional cost

The following benefits are available at an additional premium cost:

  • Total and Permanent Disablement Buy-back
  • Forward Underwriting
  • Waiver of Premium

Contact AIA Insurance

Call: 1800 333 613
AIA Website: www.aia.com.au